Pension Planning: estimate the projected income from the pension plan and analyze the various payout options to determine which makes the most sense for your unique situation
Social Security Planning: highlight the pros and cons of starting social security at various ages to determine when to start receiving your benefit
Asset Allocation & Tax Planning: review investment accounts (i.e. 401(k) 457, IRAs, etc.), real estate holdings, and/or any other assets to ensure they are aligned with your intentions and to understand any tax implications associated with the asset
Protection Planning: review current insurance plans (i.e. healthcare, long term care, life insurance, etc.) to determine which will and will not carry over into retirement; make informed decisions on how to protect your lifestyle, assets, and loved ones from being burdened by the unexpected
Legacy Planning: make sure estate plan is up-to-date & that any desire to empower heirs is honored in a tax efficient manner
The Retirement Estimator is intended to assist you in estimating your monthly (early reduced or regular unreduced) service retirement benefits.
Check your latest Statement and review your earnings history.
Download this guide to learn the basics of Estate Planning.